Our Legal Position and What It Means for You
noe177 operates under terms that are jurisdiction-dependent. Whether you connect from Batam or anywhere else in Indonesia, the same account rules apply — but your eligibility to access certain features depends on what local law permits in your area. Our terms set out how your account
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is created, how identity is verified before any withdrawal is processed, and how wallet transactions via DANA, OVO, or GoPay are recorded and matched to your account. We retain transaction data for the period required under our applicable operating framework, and we do not share it
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with third parties outside of legally required disclosure situations. Any changes to core terms are communicated through your registered account notification channel before taking effect. If a specific provision conflicts with a right you hold under local law, that local right takes precedence to the extent
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the law requires. You can request a copy of the current full terms at any time through our live support channel. We aim to keep policy language plain so you understand what you are agreeing to — not just a wall of legal text. Wallet-specific conditions,
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including how GoPay top-up confirmations are matched and how OVO transfer records are stored, are covered in the wallet-use annex attached to the main terms document.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.